(607) 638-9741

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    8146 State Highway 7, NY 12155

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    Commercial Lines

    Commercial Insurance

    For the modern business, being insured against liability and loss is extremely important. At Otsego County Patrons we offer the following policy options:

    • Hometown Community Series
      • The Art & Craft Shop
      • Professional Barber/Beauty Shops
      • Lodges & Fraternal Organizations
      • Retail & Wholesale Stores
      • Services & Social Clubs
      • Antique Collectible Dealers
      • Professional Office Programs
    • Farm Owner
      • Equipment
      • Livestock
    • Inland Marine
    • Student Housing

    Hometown Community Series

    The Art & Craft Shop

    The Art & Craft Shop

    Retail & Wholesale Stores

    Retail & Wholesale Stores

    Lodges & Fraternal Organizations

    Lodges & Fraternal Organizations

    Antique Collectible Dealers

    Antique Collectible Dealers

    Thank Goodness for Insurance (TGFI)

    Owning a business comes with unique challenges but protecting the business, employees and customers should not be one of them. That is where insurance comes in, a resource that provides peace of mind and security during unforeseen times. Insurance is woven into society & provides people with peace of mind but may not be top of mind until it is needed. Through the New York Insurance Association (NYIA), Otsego County Patrons support the Thank Goodness for Insurance campaign. Click here for more information.

    Equipment Breakdown Enhancement Coverage

    We offer our additional Equipment Breakdown Enhancement Endorsement on every commercial property owner policy to cover the cost of expensive property repairs. This coverage includes all commercial rental properties such as AirBnB, VRBO, or Bed & Breakfast rentals. This coverage may help property owners cover the costs of electrical, mechanical, and pressure-related repairs. Click here for more information on Commericial lines.

    Useful Forms

    Hazardous Materials Report Form

    The New York State Department of State Office of Fire Prevention and Control demands that any hazardous materials that are found on a property be immediately reported to insurers and state agencies. Click here to access this form.

    Statement of No Loss Form

    A No Loss Statement is a report that signifies that a policyholder has no current losses or damages that could lead to claims. For former policyholders who have let their policy lapse or for a policy that has been canceled, this form is mandatory before an insurer can move forward reinstating or issuing a new policy. Click here to access this form.

    Agent & Insured Login

    Click the link below to access the Mutual Expert Login page.


    Agent Login

    Insured Login

    News & Updates

    Otsego County Patrons Co-operative is proud to announce the launch of our new website at www.otsegocountypatrons.com. The goal of the new website is to make it easier for our existing clients to submit and manage support requests, and provide more information about our services for ...

    Contact us

    Learn more about what Otsego County Patrons Co-operative can do for your business.

    Otsego County Patrons Co-operative
    8146 State Highway 7
    Schenevus, New York 12155

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